{"id":78,"date":"2006-08-17T13:47:49","date_gmt":"2006-08-17T17:47:49","guid":{"rendered":"http:\/\/www.realst8.crankpin.com\/?p=78"},"modified":"2006-08-17T13:59:44","modified_gmt":"2006-08-17T17:59:44","slug":"are-you-ready-to-buy-a-home","status":"publish","type":"post","link":"https:\/\/www.realst8.com\/staging\/9756\/real-estate\/are-you-ready-to-buy-a-home\/","title":{"rendered":"Another Year in an Apartment?"},"content":{"rendered":"<p>Foreclosures have become a serious problem in Indiana, and have grabbed many <a target=\"_blank\" href=\"http:\/\/news.google.com\/news?hl=en&#038;ned=us&#038;ie=UTF-8&#038;q=foreclosures+%2Bindiana&#038;btnG=Search+News\">headlines<\/a>. The Indiana Apartment Association has leapt on that fact and launched a <a target=\"_blank\" href=\"http:\/\/www.homequiz.net\/\">Web-site<\/a> with an 18 question quiz that claims it will help you determine if you are ready to buy a home.<\/p>\n<p>The questions are valid, though the apartment association is not out to encourage people to buy homes. When I took the quiz and answered honestly, I got the response &#8220;Renting is Right for Now.&#8221; Expect to see this answer unless you have perfect credit and have saved for a down payment&#8230;neither a description of the average homebuyer in the last few years.<\/p>\n<p>Buying a house is a big deal and you should go into it with your eyes open. But don&#8217;t rely on anyone with a financial interest in your decision to be impartial. The US Department of Housing and Urban Development (HUD) is a better source of information. They host a <a target=\"_blank\" href=\"http:\/\/www.hud.gov\/buying\/\">Web-site<\/a> about buying a home and, through their subsidiary Ginnie Mae, offer a <a target=\"_blank\" href=\"http:\/\/www.ginniemae.gov\/rent_vs_buy\/rent_vs_buy_calc.asp?Section=YPTH\">Buy-vs-Rent calculator<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Foreclosures have become a serious problem in Indiana, and have grabbed many headlines. The Indiana Apartment Association has leapt on that fact and launched a Web-site with an 18 question quiz that claims it will help you determine if you are ready to buy a home. The questions are valid, though the apartment association is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[18,2],"tags":[],"class_list":["post-78","post","type-post","status-publish","format-standard","hentry","category-credit","category-real-estate"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/posts\/78","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/comments?post=78"}],"version-history":[{"count":0,"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/posts\/78\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/media?parent=78"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/categories?post=78"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/tags?post=78"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}