{"id":76,"date":"2006-08-16T07:24:43","date_gmt":"2006-08-16T11:24:43","guid":{"rendered":"http:\/\/www.realst8.crankpin.com\/?p=76"},"modified":"2006-08-16T07:52:14","modified_gmt":"2006-08-16T11:52:14","slug":"get-started-early","status":"publish","type":"post","link":"https:\/\/www.realst8.com\/staging\/9756\/credit\/get-started-early\/","title":{"rendered":"Get started early&#8230;"},"content":{"rendered":"<p>It\u00e2\u20ac\u2122s never too early to get started on your new home mortgage. Even if you think you have perfect credit, assets and income, it&#8217;s best to begin early to avoid any complications. It\u00e2\u20ac\u2122s estimated that over 25% of all credit reports have one or more errors on them. These errors could result in higher rates, fees and even not qualifying for your loan.<\/p>\n<p>To know where you stand and to avoid any unpleasant surprises,\u00c2\u00a0get pre-approved\u00c2\u00a0for financing. During the pre-approval process your lender will often require documentation, most commonly:<\/p>\n<ul>\n<li>Bank statements<\/li>\n<li>Statements from retirement funds<\/li>\n<li>W-2s<\/li>\n<li>Tax returns<\/li>\n<li>Paycheck stubs \/ receipts<\/li>\n<\/ul>\n<p>It is especially important to have good documentation if you are self-employed or work on a commission basis. You can look <a href=\"http:\/\/1stmidwestmortgage.com\/documents.php\" target=\"_blank\">here<\/a> for a more complete list of documents that may be required to secure your loan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u00e2\u20ac\u2122s never too early to get started on your new home mortgage. Even if you think you have perfect credit, assets and income, it&#8217;s best to begin early to avoid any complications. It\u00e2\u20ac\u2122s estimated that over 25% of all credit reports have one or more errors on them. These errors could result in higher rates, [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[18],"tags":[],"class_list":["post-76","post","type-post","status-publish","format-standard","hentry","category-credit"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/posts\/76","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/comments?post=76"}],"version-history":[{"count":0,"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/posts\/76\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/media?parent=76"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/categories?post=76"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realst8.com\/staging\/9756\/wp-json\/wp\/v2\/tags?post=76"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}